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Finance for Transport Control Department

Paying your TCD Licensing Fees using premium finance

Licensing fees and charges can ONLY be financed, if you are also financing your Personal or Commercial insurance with MoonGate Premium Finance.

Premium finance is a convenient way to pay for your insurance. Rather than having to find a large sum up front to cover the premium, you can instead spread the cost by paying in smaller regular installments. It can help you budget more effectively.

After you have provided some personal and bank details, we will prepare all the necessary paperwork and tell you all the details you need to know. These include confirmation of the loan to pay your insurance premium, the amount of your regular repayments and when they will start and finish.

We will also ask you to sign a Premium Finance Agreement. You will have 24/7 instant, secure access to all your account information including your Direct Debit amounts and correspondence.

When you register for your online account, you will be able to keep tabs on how much you’ve paid, settle any missed payments and update any changes to your personal and bank details.

We pay TCD directly and will then collect your repayments by monthly Direct Debits.

Premium Finance Agreements are only available to those over 18 and are subject to repayment capacity and financial status. Lending criteria and terms and conditions apply. It’s important to remember that if you don’t keep up your monthly payments your vehicle may be taken off the road.

In order to ensure your TCD fees and charges are funded by your renewal date, MoonGate Premium Finance must receive your signed and dated Premium Finance Agreement within 21 days of that date. We support TCD in advocating that we start the process 3 months prior. This is to allow us time to perform all required checks, complete all transactions with TCD and get your new registrations back to you. Funding within 5 days will incur a Payment Surcharge.

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