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Finance for Personal Insurance Customers

Paying your personal insurance using premium finance

Premium finance is a convenient and affordable way to pay for your insurance. Rather than having to find a large sum up front to cover the premium, you can instead spread the cost by paying in smaller regular installments. It can help you budget more effectively. As an added convenience, if you have several policies with a common renewal date, you may even be able to pay for them all with a single regular payment.

After you have provided some personal and bank details, we will prepare all the necessary paperwork and tell you all the details you need to know. These include confirmation of the loan to pay your insurance premium, the amount of your regular repayments and when they will start and finish.

We will also ask you to sign a Premium Finance Agreement. You will have 24/7 instant, secure access to all your account information including your Direct Debit amounts and correspondence.

When you register for your online account, you will be able to keep tabs on how much you’ve paid, settle any missed payments and update any changes to your personal and bank details.

We pay your insurance provider and will then collect your repayments by monthly Direct Debits.

Premium Finance Agreements are only available to those over 18 and are subject to repayment capacity and financial status. Lending criteria and terms and conditions apply. It’s important to remember that if you don’t keep up your monthly payments your insurance may be affected.

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